This Privacy Policy explains what information Mwekezaji collects, why we collect it, and how we protect it. By using Mwekezaji, you agree to this policy.

• Account information: your name, email address, and password (stored as an irreversible hash, never in plain text).
• Social login information: if you sign in with Google or Facebook, we receive your name, email address, and a provider account identifier from that service.
• Financial data you choose to enter: portfolio holdings, fund holdings, watchlist items, assets, liabilities, and expenses used to track your net worth.
• Estate-planning data you choose to enter: will details, beneficiaries, executors, and family tree records, used only to generate the documents and views you request.
• Productivity data: tasks and sticky notes you create for your own use.
• Community content: forum threads and replies you post, which are visible to other users.
• Usage data: pages visited, aggregate visitor counts, and technical data such as IP address, browser type, and device information, collected automatically for security and analytics.
• Cookies and session data required to keep you signed in and to remember your language and appearance preferences.

• To provide the features you use, such as portfolio tracking, calculators, the AI advisor, and will preparation.
• To secure your account and prevent fraud or abuse.
• To maintain and improve the platform, including diagnosing technical issues.
• To communicate with you about your account, such as verification and security notices.

We do not sell your personal or financial data to third parties, and we do not use your will, family tree, or net-worth data for advertising.

• Infrastructure providers who host our application and database on our behalf, under contractual confidentiality obligations.
• Google and Facebook, only if you choose to sign in using those services.
• Affiliate and advertising partners, who receive only anonymous click and referral data, never your account or financial details.
• Authorities, only where required by law or to protect the rights, safety, and property of Mwekezaji or its users.

• You can review and update most of your information directly from your account settings.
• You can request a copy of your data or permanent deletion of your account by contacting us using the details below.
• Sensitive records such as wills and family trees are visible only to you unless you explicitly share them.

We retain your information for as long as your account is active, or as needed to provide the service. We use industry-standard measures, including encrypted password storage and access controls, to protect your data. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

Mwekezaji is not directed at children under 18, and we do not knowingly collect information from them.

We may update this policy from time to time. Continued use of Mwekezaji after changes take effect means you accept the updated policy.

For questions about this policy or your data, contact us at mwekezaji@ubitechsolutions.co.tz.