Where to start

Most individuals access government securities through a licensed commercial bank acting as a primary dealer, or through a stockbroker if buying on the secondary market via the DSE.

What you'll need

Typically a bank account, valid identification, and enough funds to meet the minimum investment amount for the specific auction (this varies by security and is published with each auction notice).

Deciding: bill or bond?

If you want your money back sooner and can accept a lower return, a Treasury bill (up to 364 days) may suit you. If you want higher, locked-in income over a longer period and can commit the funds, a longer-dated bond may fit better.

Submitting your bid

Your bank or broker will help you submit a non-competitive bid (simpler, accepts the auction's resulting yield) or a competitive bid (you specify a target yield, with the risk your bid isn't accepted if it's too high relative to other bidders).

After you invest

Track your holding's coupon dates and maturity date. This app's Bonds section lists available government bonds and coupon details to help you plan.